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Total loss inventory software for property-claim contents.

Rebuild a whole home’s contents from loss-site and pre-loss photos into a room-by-room schedule, priced and depreciated, ready for the carrier.
Start a total-loss inventorySee the workflow
A claim’s photos grouped by room: the kitchen appliances, cookware and cleaning shelf, each with the items found in it

What a total-loss contents schedule has to prove

A total-loss inventory is more than a list of nouns. Each line should identify the item precisely enough to price a like-kind-and-quality replacement, connect it to a room and supporting evidence, record quantity and pre-loss condition, and show the valuation math. Contents.team keeps the photo, item data, source link, and RCV/ACV calculation in one reviewable workflow.

Items that are destroyed, obscured, or absent from the post-loss photos still require human reconstruction from pre-loss photos, receipts, purchase history, or the insured’s documented recollection. The software helps organize that evidence; it should not fabricate what the evidence does not show.

From evidence to an exportable schedule

  1. 01

    Collect the evidence

    Upload loss-site photos and any useful pre-loss photos. Organize the claim room by room so every item keeps its location and photo trail.
  2. 02

    Build editable item lines

    Contents.team extracts visible personal property into editable descriptions, quantities, categories, age, and pre-loss condition. A person reviews uncertain or missing details.
  3. 03

    Price and value the schedule

    Attach a current replacement source to each approved line, map Xactimate CAT/SEL, and calculate replacement cost value, depreciation, and actual cash value.
  4. 04

    Export the claim package

    Deliver a PDF report with your logo, a ZIP of every photo by room, or an XactContents-format XLSX when the carrier or estimating team works in the Verisk ecosystem.
  5. 05

    Check it against the policy and the carrier

    Read Coverage C, special limits and loss settlement terms from the dec page, then match the carrier’s estimate to the inventory to see what was paid short or left out.

Built for the contents portion of the loss

Claim workContents.teamResponsible professional or system
Contents evidence and item scheduleBuilt for thisContents specialist reviews the final lines
Replacement pricing and RCV/ACVSourced and calculated per lineClaim professional validates assumptions
Policy limits and the carrier’s estimateRead, compared, and flagged per lineClaim professional confirms the reading
Coverage interpretationNot providedLicensed or authorized claim professional
Structural estimatingNot providedXactimate or another estimating system
Pack-out and warehouse custodyNot providedRestoration logistics platform

Connected guidance

Start with the free total-loss contents inventory checklist and CSV for the field, item, pricing, valuation, and QA fields. See the non-salvageable personal-property inventory guide for the documentation boundary, the public adjuster software page for where contents fits in a PA technology stack, and the XactContents alternative comparison for the Verisk handoff.

Total loss inventory questions

Something else? info@contents.team

What is total loss inventory software?
Total loss inventory software creates the itemized personal-property schedule required after a severe property loss. A useful system organizes items by room, connects evidence to each line, records quantity and description, sources replacement prices, calculates RCV and ACV, and exports a reviewable schedule. Contents.team is built specifically for that contents workflow.
Can Contents.team build an inventory after a fire or other total loss?
Yes. Teams can upload loss-site and pre-loss photos, organize the claim by room, review AI-extracted item lines, add items that are not visible, attach sourced replacement pricing, and export the finished schedule. AI should not invent destroyed or obscured items; those lines require human input and supporting evidence.
Does total loss inventory software replace a public adjuster?
No. Contents.team organizes evidence and produces the contents schedule; it does not interpret coverage, negotiate the claim, or perform licensed public adjusting. A public adjuster or other authorized claim professional remains responsible for coverage decisions and the final submission.
Does Contents.team export to Xactimate or XactContents?
It exports an XactContents-format XLSX with room and item details, CAT, SEL, source links, RCV, depreciation, and ACV. Because Verisk templates and organization profiles can vary, validate the first export against the receiving team’s current workflow.
How should non-salvageable personal property be documented?
The qualified person making the disposition decision should document the item, room, cause and observed damage, photo reference, and reason it cannot be restored. Contents.team can build and price the resulting personal-property schedule, but it does not make restoration, safety, coverage, or disposal decisions.

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